Before you pay
EUR deposit checklist: five checks before a conversion happens
Most of the money that disappears around a euro deposit disappears in the minute before it, when nobody is looking at which currency is being charged. Five checks take less time than the payment does.
None of them needs a figure from the operator. They need only the screens you are already looking at.
Check the currency of the card
Open your banking app and read which currency the card is held in. A euro card paying a euro amount is not converted by your bank. Anything else is, and your bank’s own agreement says at what rate and with what fee. Stake’s terms and BitStarz’s terms both say that your bank may add fees for a deposit that involves a conversion, and neither can tell you the figure.
Check the currency of the cashier
On the cashier’s payment screen look for the currency symbol next to the amount you type. Operators differ here in plain view: BitStarz’s payments page states its e-wallet limits in euros, Roobet’s card article states its limits in dollars. If the screen shows a currency other than yours, a conversion is coming and the screen may or may not say where.
Check what the quote means
A quote that says “you will get” is an estimate until the processor has processed the payment. FortuneJack’s terms say the rate may be the processor’s, at the time of processing. Write the figure down. It is the only record of what you were told.
Check the receipt in both currencies
When the payment lands, compare the amount credited with the amount the bank took, in the currency of each. The difference is the sum of the processor’s margin, any fee shown and your bank’s fee. If it is large, you now hold two figures to send to support instead of a feeling.
Check how the money comes back
Before you pay, read how the operator pays out. BitStarz’s terms say a bank-transfer payout is sent in euros and that the name on a card or payment account must match the name on your account. A route that goes out in a currency different from the one that came in is a second conversion, and it is the one nobody mentions at sign-up.
Short answers
Is five checks too many?
They take a minute together, and four of them are just reading a screen you already have open.
What if the cashier does not show a currency symbol?
Treat that as a missing answer, not as a good sign. Ask support in writing before you pay a large amount.